Pat Hughes

Crisp Autumn mornings, pumpkin spice, and pumpkin carving! 🎃 It is that time of year! The season is changing and perhaps some things in your life have changed. Let's talk! Call, text or email my office and my team and we will create a Personal Price Plan just for you! We can cover all your insurance and financial service needs! Auto insurance, Home Insurance, Life Insurance, Renters Insurance, Business Insurance, Boat Insurance, Motorcycle Insurance and Pet Insurance.

I have been proudly serving as a State Farm Agent in Smethport since 1988, bringing decades of experience and dedication to helping individuals and families to protect what matters most. Our team has over 75 years of insurance experience making us the most experienced in the Northern Tier.

I am a Pennsylvania native, born in Moon Township and a 1982 graduate of Waynesburg University with a degree in Business Administration which laid the foundation for my commitment to knowledgeable and dependable service.

I am married and the proud parent of three children and three grandchildren, who mean the world to me. I am also a member of McKean Lodge 388 F&AM and the Mount Jewett Sportsmen's Club and I truly value giving back to the communities that I serve.

My team includes Erin Edgar and Ashley O'Connell who have 20 and 12 years of State Farm experience. They are both licensed to provide our customers with the most economical options for their families.

We offer a full range of insurance services, including auto, fire, life and health insurance. My staff and I are like family, and together we take great pride in providing personalized service while supporting our customers every day.

Frequently Asked Questions (FAQs)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. In Smethport, you can count on Pat for personalized service.

Q: How fast can I get car insurance?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Pat is here to help your Smethport household feel covered.

Q: What coverage is required when leasing a car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Looking for coverage? Talk with Pat about your options in Smethport.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Pat is proud to serve the Smethport community.

Q: How would you explain renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Serving Smethport and the surrounding area, Pat can help answer your questions.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Pat serves Smethport, PA and is happy to help with your insurance needs.